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Unlimited Cashback.
Real 0% FX Fees.

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The best SME corporate card to earn unlimited 1% cashback on all spend with real 0% FX fee, with a multi-currency expense management platform.

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As featured on:
Your YouBiz account comes with:
✔️ Unlimited 1% Cashback

on all card spend
with no cap

✔️ Real 0% FX Fees

on all payments
in over 150 currencies

✔️ Multi-currency Account

to manage expenses in up to 9 currencies

Unlimited Cashback Card
with 0% FX Fees

  • Unlimited 1% cashback on all spend with no minimum spend or cashback cap.
  • The only corporate card that offers real 0% FX fees on spending in 150+ currencies.

*Terms and Conditions apply

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Free Multi-currency Account
with the Best Rates

  • Create bank accounts in up to 9 currencies in less than 5 seconds
  • Instant currency conversion at wholesale exchange rates
  • Receive foreign currencies with no fees
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Seamless Bill Payments

  • Pay local vendors through FAST with no fees
  • Remit to overseas suppliers at competitive exchange rates & transparent fees
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Customisable Spend Controls

  • Create unlimited virtual and physical cards dedicated to specific expenses, departments & employees
  • Set custom spending limits per card and assign permissions for team members
Learn More

Goodbye to hidden cross-border fees with YouBiz

Marketing expenses, software subscriptions and vendor payments often incur hidden cross-border fees, and YouBiz is the only SME corporate card that offers real 0% FX fees to help you save more.

Get Started For Free

Think YouBiz would be a good fit for your business? Open an account online in less than 5 minutes, or schedule an appointment with our team of experts to learn more.

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© 2025 You Technologies Group Limited. All Rights Reserved.

YouBiz is issued by You Technologies Group (Singapore) Pte Ltd. We are a Principal Member of Mastercard®, and a major payment institution licensed under the Payment Services Act by the Monetary Authority of Singapore. For more details you can visit MAS website 

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Unlimited 1% CashBack & Real 0% FX Fees
Earn unlimited cashback on all spend and save on FX Fee

Multi-currency Accounts
Manage and secure the best exchange rates across 9 currency wallets

Corporate Cards
Issue virtual or physical cards instantly

Expense Management
Track and manage spending limits for your teams
 
Xero Integration
Experience effortless accounting

Best Exchange Rates
Enjoy the best exchange rates for card payments in foreign currencies

Seamless Bill Payments
Manage local and overseas bill payments at true mid-market exchange rates

Team Collaboration
Assign payment roles for teams easily

Fast Credit Access
Access credit easily 
Features >

Unlimited 1% CashBack & Real 0% FX Fees
Earn unlimited cashback on all spend and save on FX Fees

Best Exchange Rates
Enjoy the best exchange rates for card payments in foreign currencies

Multi-currency Accounts
Manage and secure the best exchange rates across 9 currency wallets

Seamless Bill Payments
Create 9 currency accounts and spend at the true mid-market exchange rates

Corporate Cards
Issue virtual or physical cards instantly

Team Collaboration
Assign payment roles for teams easily

Expense Management
Track and manage spending limits for your teams
Xero Integration
Experience effortless accounting 
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